About Us

Committed to you.

NWSB Bank is your local source for banking expertise, products, services and technology to achieve your financial goals.

For over 160 years, we’ve stood side-by-side with our customers and partners across the region helping them achieve their financial goals. Along the way, we’ve celebrated some pretty big moments -- from new homes and cars to the first day of college or start of retirement. Every step of the way, NWSB Bank has been there as a trusted, lifelong financial partner. 

For everything you’re committed to, NWSB Bank is with you. 

Lincoln Square at 1913

A History of Commitment

We continue to do business using the same 160-year-old principles to form personal relationships with our customers so that we can share their vision of success. NWSB Bank and ACNB Bank enjoy a shared vision of community banking to meet the needs of multiple generations. 

Operations Center

We're Still Local

Our focus continues to be central Maryland and southcentral Pennsylvania. Enjoy the convenience of banking at any one of our 28 NWSB Bank and ACNB Bank community banking offices --- 7 in central Maryland and 21 in southcentral Pennsylvania. We have an experienced team of professional bankers dedicated to supporting the communities in which we live, work and play. 

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Local Decisions

Important banking and loan decisions are still being made right here, by local people with our shared, local economy in mind. Whether you're looking for a personal or business account, you won't have to go far! NWSB Bank has everything you need, all in one convenient place.

Corporate Profile

NWSB Bank, a division of ACNB Bank, serves its local marketplace with banking and wealth management services, including trust and retail brokerage, via a network of seven community banking offices located in Carroll County, MD. ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. ACNB Bank, including its two Maryland divisions, FCB Bank and NWSB Bank, provides financial services to customers with 33 community banking offices and three loan offices serving the Pennsylvania counties of Adams, Cumberland, Franklin and York and the Maryland counties of Baltimore, Carroll and Frederick. Affiliated with ACNB Bank is Russell Insurance Group, Inc., a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation.

Resources

Investor Relations

Find out more about ACNB Corporation.

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