Advantage Rewards Checking Plus

A checking account that earns interest and so much more.

Your checking account is the base of your financial life.  Advantage Rewards Checking Plus not only helps you manage your finances, it earns interest and brings you new money-saving and personal protection benefits.

Get $300 when you open a new account today!* 


For everywhere you go and for all the things you are committed to – you can count on NWSB Bank to be your local financial partner for life.

“Committed to you” is more than a tagline or positioning statement, it’s a promise to build meaningful relationships with our customers and stand beside them through all the important moments of commitment – large and small.  And, offer the best solutions in products, services and support every step of the way.  

For everything you’re committed to, we’re with you.

Advantage Rewards Checking Plus Details

Money Saving and Protection Benefits

Banking Benefits

  • Online banking - access your accounts anywhere, anytime
  • Mobile banking
  • Mobile deposit - deposit a check into your account using your smartphone camera
  • Online bill pay
  • Debit card
  • eDocuments
  • Great interest on your checking when you maintain a $1,000 minimum balance
  • Free standard and official checks
  • Surcharge-free cash withdrawals at our Bank ATMs and at Sheetz ATMs while traveling
  • $7.95 per month. Or, maintain a $1,000 daily balance, and we'll waive the $7.95 monthly fee.




Discounts on your phone, right where you are

Save at the places you know and love.  Enjoy local discounts near you, plus thousands of deals across the U.S.  Simply show the retailer your mobile coupon at checkout for instant savings. Use your new mobile app for many savings opportunities including discounts at the pharmacy, roadside assistance, cell phone protection and more.

Don’t miss out on savings! Carrying coupons and remembering to use them can be a hassle. Why not let your phone do all the work? With the Advantage Rewards app, you can be alerted to nearby deals as your out and about. Find a restaurant with a free appetizer or get deals while you’re at the outlets! Plus you can customize the notifications as needed, so you’ll only see the deals you want.

Open your Advantage Rewards account, download the app and start saving!

Open an account    Download App

Small Business Owner?

Join the Discount Network today! Joining the network is a powerful way to promote your local business. It’s free exposure for you and a valuable benefit for customers. Click here for more information.


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Advantage Rewards Plus Checking Deals

Phone Calculates Savings

Track and view savings

See how much your Advantage Rewards account has saved you with the savings calculator. All you need to do is enter how much you saved each time you use a coupon.

"I saved $24.95 this weekend when we ate at Deliso's Pizza, TGI Friday's, and shopped at G.H. Bass & Co."

"I was in Hagerstown sitting in my favorite restaurant in town, called Schula's Grill and Crab House, and up popped a notification for 10% off.  I saved $9.91."

"I saved $24.99 using my mobile shopping discount of 25% off one item through Coldwater Creek.

Protection and savings

Protect your car, your phone, your family and your identity with the Advantage Rewards Checking App.

  • ROADSIDE ASSISTANCE - Stranded with a flat? Car won't start? NWSB Bank has you covered. Roadside assistance is available 24/7 up to $80. 

  • CELL PHONE PROTECTION - Life happens. We can help. Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. 

  • ID THEFT AID - You're covered with payment card fraud resolution, $2,500 in personal identity theft benefits and identity restoration. 

  • LOCAL SAVINGS - The BaZing app brings over 400,000 discounts on shopping, dining, travel and more right to your fingertips, wherever you are. 

  • PRESCRIPTION, VISION AND HEARING SAVINGS - Save up to 50% on prescriptions, up to 50% on frames and lenses and up to 15% on hearing aids.


Advantage Rewards App

Ways to Apply

Apply Online

Apply easily using our online loan application

Apply Online

Talk to us

We have dedicated staff that can assist you with getting started.

Call now!


Visit an Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office

Member FDIC. Offer valid October 1, 2019 through November 23, 2019, but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. $300 Cash Gift: Offer does not apply to existing NWSB Bank personal checking account customers. The first $150 gift is deposited after establishing $500 or more in reoccurring direct deposits limited to Social Security, pension or payroll within the first 60 days of opening a new Advantage Rewards Checking, Advantage Rewards Checking Plus or Basic Checking account. A $150 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $150 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance and maintains a qualifying direct deposit. Limit of one $300 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. Customer may be subject to 1099 MISC reporting. Advantage Rewards Checking: $25 minimum to open. Monthly fee of $5.95. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule. Benefits are offered and provided by BaZing and are subject to additional terms and conditions available at  ATMs at all Sheetz® locations are surcharge-free for NWSB Bank Mastercard® debit card customers.        

BaZing business offers may change at any time without notice.