Checking Accounts

Get more with your Checking, starting with $300*

Life is all about moments – and NWSB Bank is there with you through them all. Our Advantage Rewards Checking accounts are designed with life in mind. Enjoy money saving options and everyday protection benefits all conveniently available through a mobile app or your computer's browser. Get $300* when you establish services and open a new checking account.

Use Promo Code: PROMO300        OPEN ONLINE       1-844-822-6972

Personal Advantage Plus Checking

Advantage Rewards Plus Checking

Get $300* when you establish services and open a new checking account.

Maintain a $1,000 average daily balance, and we’ll waive the $7.95 monthly fee.


Advantage Rewards Checking

Advantage Rewards Checking

Get $300* when you establish services and open a new checking account.

Enjoy all these included services for only $5.95 a month. Open your account today and receive a 60-day free trial! No minimum balance required.


Basic Checking

Basic Checking

Get $300* when you establish services and open a new checking account.


Get to Know Your Account Features

At NWSB Bank, we're committed to you, our customers. That’s why we're offering a checking account that features more benefits than ever before through powerful new services called Advantage Rewards. Advantage Rewards is now available and brings money saving options and everyday protection benefits powered by BaZing. And, it's all provided through a convenient mobile app for your smartphone (no smart phone, no problem – you can also access all the benefits through your computer's browser). Learn more about the benefits you can enjoy below. 

Advantage Rewards App

Roadside Assistance

Stranded with a flat? Car won’t start? NWSB Bank has you covered. Roadside assistance is available 24/7 up to $80. Learn more.

Cell Phone Protection

Life happens. We can help. Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. Learn more.

ID Theft Aid

You’re covered with payment card fraud resolution, $2,500 in personal identity theft benefits and identity restoration. Learn more.

Local Savings

The BaZing app brings over 400,000 discounts on shopping, dining, travel and more right to your fingertips, wherever you are. Learn more.

Prescription, Vision and Hearing Savings

Save up to 50% on prescriptions, up to 50% on frames and lenses and up to 15% on hearing aids. Learn more.

New Accounts Qualify for up to $300*

Don't miss out on this limited time offer.  Open an account today! Don't forget to include promo code PROMO300.

Advantage Rewards Checking brings you great new money-saving and personal protection benefits such as:

  • Local discounts and rewards for shopping, dining, travel and more via BaZing.
  • ID Theft Aid
  • Roadside Assistance
  • Cell Phone Protection
  • And More!

Take advantage of these great benefits, open your Advantage Rewards Checking Account today! Committed to you. The NWSB Bank way.  

Advantage Rewards Phone App

Discounts right on your phone, right where you are.

Save at the places you know and love.  Enjoy local discounts near you, plus thousands of deals across the U.S.  Simply show the retailer your mobile coupon at checkout for instant savings.

"I saved over $20 this weekend when we ate at tCUPcafe and shopped at DK Jewelers in Westminster."

“I was in Hagerstown sitting in my favorite restaurant in town, called Schula’s Grill and Crab House, and up popped a notification for 10% off.  I saved $9.91.”

“I saved $24.99 using my mobile shopping discount of 25% off one item through Coldwater Creek.”

Use your new mobile app for many savings opportunities including discounts at the pharmacy, roadside assistance, cell phone protection and more.

Ways to Open An Account

Open An Account Online

Easily open an account online today!

Open Online

Talk to Us

We have dedicated staff that can assist you with getting started.

Call now!


Visit an Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office

*Member FDIC. Open a new checking account and establish services to get rewarded with a $300 Cash Gift. Offer does not apply to existing NWSB Bank personal checking account customers. The $300 gift is deposited after completing the following steps within the first 60 days of opening a new Personal Checking account: (1) Establish and log into Online Banking (2) Enroll in eStatements (3) Establish $500 or more in reoccurring direct deposits limited to Social Security, pension or payroll within the first 60 days of opening a new Personal Checking account (4) Establish a Mastercard® debit card and conduct 10 unique debit card transactions. It may take more than two days for a transaction to post and clear. A $125 early closure fee will apply if the account is closed within the first 120 days of account opening. Gift will be deposited in the new account after steps have been verified.  Offer valid November 1, 2021 through December 30, 2021. Offer is subject to change without notice and cannot be combined with any ongoing offers, promotions or discounts. Limit of one $300 gift per account and per household/address. Customer may be subject to 1099 MISC reporting.

Checking: Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule. Benefits are offered and provided by BaZing and are subject to additional terms and conditions available at BaZing business offers may change at any time without notice. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. ATMs at all Sheetz® locations are surcharge-free for NWSB Bank Mastercard® debit card customers.