Coronavirus Update

COVID-19 and Our Commitment to You

NWSB Bank remains committed to the health and well-being of our customers and employees.

Select Lobbies are Open

Please check the current hours and status of your preferred location before visiting. If you would like to make an appointment, please call 1.844.822.6972.

Thank you for helping us keep our customers, community, and team members safe, we look forward to seeing you soon.

Face Covering Requirement

Per CDC recommendations and Maryland State requirements, everyone must wear a face covering when visiting our locations. This is for the health and safety of our customers and team. If you prefer not to wear a face covering, please use our drive-ups and electronic banking.

Location & Drive-up Hours

How NWSB Bank is Committed to You

Effective Until Further Notice

  • Limits on Mobile Banking deposit transactions have been raised temporarily so that customers have the ability to deposit checks in both higher dollar amounts and number.
  • For personal loan customers experiencing financial hardship, processes are in place to assist in loan payment deferrals or other accommodations.
  • Additional staff have been allocated to assist customers over the telephone and to handle new customer enrollments in Online Banking, Mobile Banking, and Bill Pay.

Business Customer Assistance
For business loan customers, processes are in place to assist in loan payment deferrals or other accommodations:

  • Limits on Mobile Banking deposit transactions have been raised temporarily so that customers have the ability to deposit checks in both higher dollar amounts and number.
  • For business customers impacted by COVID-19, there is potential fee relief for the Bank’s deposit and lending solutions.


Our relationship managers are equipped to support our customers’ unique circumstances.

If you are experiencing financial hardship due to COVID-19, please call us at 1-844-822-6972 before your situation escalates. 

Economic Impact “Stimulus” Payments

The Internal Revenue Service and the Treasury Department have begun delivering a third round of Economic Impact Payments as part of the American Rescue Plan Act of 2021 to millions of Americans. Together we continue to face the challenges of the pandemic and we understand how important these payments are to so many of our customers. Below is helpful information on how you may receive your payment:

The initial direct deposit payments and paper checks are already being distributed and will continue. The IRS emphasizes that there is no action required by eligible individuals to receive this payment. For more information about eligibility, please visit the IRS website.

Paper check in the mail

Due to COVID-19, we encourage banking electronically when possible. If you receive a paper check, you can deposit it with your smart phone using Mobile Check Deposit or at any NWSB Bank ATM or drive-up location.

Automatic Deposit

Your payment may be deposited directly into the same account you used when you filed your tax return. The payment will appear in your account summary as “IRS TREAS 310 XXTAXEIP3” or something similar. Use online banking or the NWSB Bank Mobile Ap‪p to conveniently verify the deposit.

Online Banking Alerts

Create an alert within Online Banking to be notified when your payment arrives. You can also set up account alerts to notify you when:

  • A deposit has posted to your account.
  • You reach a specific balance.
  • A check has cleared.
  • A bill payment or transfer has been completed.

Read our online banking guide to learn more about setting up account alerts. For more information about stimulus checks please visit the IRS website.

Paycheck Protection Program (PPP) - Update 

Important: Effective 5/1, new first-time and second-time applications are no longer being accepted.

NWSB Bank is committed to local businesses and has helped thousands of customers receive much needed funds through the SBA Paycheck Protection Program (PPP). The SBA recently announced that the program funding has been exhausted, and applications for first-time and second-time borrowers are no longer being accepted.

Forgiveness Process

At this time, NWSB Bank is only accepting PPP Forgiveness Applications for PPP loans originated in 2020.  Forgiveness Applications for PPP Loans originated in 2021 will be accepted at a later date.  Please check back for updates.  

SBA PPP Loan Forgiveness

When you visit an office for an appointment or through the drive-up, you can be assured we are taking the necessary steps to create a safe environment.

To keep our lobbies clean and safe we:

  • Have installed UVC germicidal air purification systems
  • Sanitize and clean in accordance with current recommended guidelines. This includes wiping down common surfaces and items with disinfectant made for coronavirus.
  • Provide hand sanitizer to use during your visit.
  • Have instituted capacity limits.
  • Have installed protective barriers at our teller windows and in the offices so you feel comfortable making your transactions.
  • Placed floor decals to help maintain social distancing and to designate walking paths.
  • Are wearing face coverings and washing our hands frequently.
  • Require all customers wear a face covering while visiting our locations.

Lobby Preparations for Reopening

Lobby Hours & Drive-up Services

Select lobbies are open

Please check the chart below for hours and information about your preferred location. To request an appointment, call the Contact Center at 1.844.822.6972

Please note: Transactions may take longer than normal at drive-up locations. For 4 or more transactions please make an appointment. We appreciate your patience.

Face Covering Requirement: Per CDC recommendations and for the health and safety of our team and customers, anyone visiting our lobbies must wear a face covering. Those without a face covering are encouraged to use our drive-ups for essential services and electronic banking whenever possible.


Lobby Hours Drive-up Hours

2305 Hanover Pike
24-Hour ATM Service
M - Th 9:00 - 3:00
F 9:00 - 5:00

M-Th 9:00 - 3:00
F 9:00 - 5:00
Sa 9:00 - 12:00

M-Th 9:00 - 3:00
F 9:00 - 5:00
Sa 9:00 - 12:00

Mt. Airy
1001 Twin Arch Rd.
24-Hour ATM Service

M-F 9:00 - 5:00
Sa 9:00 - 12:00

M-F 9:00 - 5:00
Sa 9:00 - 12:00

New Windsor
213 Main St.
24-Hour ATM Service

M-Th 9:00 - 3:00
F 9:00 - 5:00
Sa 9:00 - 12:00

M-Th 9:00 - 3:00
F 9:00 - 5:00
Sa 9:00 - 12:00

222 East Baltimore St.
24-Hour ATM Service

M-F 9:00 - 5:00
Sa 9:00 - 12:00

M-F 9:00 - 5:00
Sa 9:00 - 12:00

Westminster / College Square
444 WMC Drive
24-Hour ATM Service

M-F 9:00 - 5:00
Sa 9:00 - 12:00

M-F 9:00 - 5:00
Sa 9:00 - 12:00

Westminster / Market Place
810 Market Street
24-Hour ATM Service

M-F 9:00 - 5:00
Sa 9:00 - 12:00

M-F 9:00 - 5:00
Sa 9:00 - 12:00

Other office locations in the Maryland and Pennsylvania areas:
FCB Bank locations | ACNB Bank locations

NWSB Bank Mastercard® debit card customers can also make surcharge-free ATM withdrawals at over 500 Sheetz® locations. 

Man at computer with son

Online Banking 

As always, you may access your accounts 24/7 using our online banking and mobile apps for individuals and businesses to...

  • Check balances
  • Send payments
  • Make mobile check deposits
  • And more

You can enroll on your computer or mobile device. If you need assistance, please call 1.844.822.6972. As an alternative, you may utilize Telephone Banking.

Enroll Now 

Wealth Management, Loans and Mortgage Questions

Our team of professionals is available to provide solutions, tailored to each individual customer. Should you have any questions or concerns, please reach out via email or phone so we can work with you during this time of uncertainty. Below are links to contact information:

Wealth Management Team

Mortgage Team

Agribusiness Team

Treasury Management Team
Call 1-866-584-8949 (ext. 2)

Commercial Lending Team
Call 1.844.822.697

As a community bank with a history that spans more than 160 years, we have endured trying times with our customers that have included wars, pandemics, bear markets, and recessions. Together, we will get through this crisis, and we will continue to make important decisions to positively support your financial needs and livelihood. 

Support Local Businesses - We care about the small businesses in our local communities and encourage you to shop local when you can.

Enrolling in Online Banking is Easy

Enroll Online

Enroll for online banking easily!

Enroll Online

Talk to Us

We have dedicated staff that can assist you with getting started.

Call now!


Visit an Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office


Guides & Videos

Get the most out of your online banking experience.

Guides Videos


Learn, explore, and stay up to date with the latest news and articles.

Visit the Blog


Check the latest rates for all our products!

Compare Rates