NWSB Blog
Your guide for better financial decisions.

A message to our customers and community
To our valued customers,
ACNB Bank is here for you and we are committed to you, operating as we always have, in a manner that ensures your deposits are safe with us.
While...
Posted on Mar 20, 2023

Required Minimum Distributions (RMDs)
The SECURE 2.0 legislation included in the $1.7 trillion appropriations bill passed late last year builds on changes established by the original...
Mark P. Bernier, CFA | Posted on Mar 03, 2023

Yield Curve Inversion
Long-term bonds generally provide higher yields than short-term bonds, because investors demand higher returns to compensate for the risk of lending money over...
Mark P. Bernier, CFA | Posted on Feb 08, 2023

Employee Spotlight: Get to know Bobbye Schmidt
1. What is your NWSB Bank story?
My story is just beginning. I have been with the Bank for 18 months. I started as a shared Community Banking Specialist between the Market Place and...
Posted on Jan 03, 2023

Contending with a holiday spending hangover
The current impact of inflation and higher interest rates are likely to result in many consumers contending with a holiday spending hangover – higher credit balances and higher interest payments...
Mark P. Bernier, CFA | Posted on Dec 29, 2022

Approaching Retirement
If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new...
Mark P. Bernier, CFA | Posted on Dec 07, 2022