Your guide for better financial decisions.

NWSB Employee Spotlight

Employee Spotlight: Get to know Alvaro Ordonez

1. What is your NWSB Bank story? 

I have been with NWSB Bank for a total of about 5 years. I have held many positions from being a Community Banking Associate at first, then a...

couple reviewing retirement plans

A Silver Lining in the Current Bear Market

One silver lining in the current bear market is that this could be a good time to convert assets from a traditional IRA to a Roth IRA. Converted assets are subject to federal income tax in the...

Bring food, cleaning, and household supplies to an NWSB office

NWSB Bank Kicks Off 2022 Fall Season with Food Drive

NWSB Bank is hosting a food drive in Carroll County, MD, from October 1 to 31 in support of...

NWSB Employee Spotlight

Employee Spotlight: Get to know Lisa Monthley

1. What is your NWSB Bank story?

I have been a community banker since 1986. I started my banking career with Carroll County Bank and Trust Company where I worked for 14 years. I started...

Is the U.S. Economy in a Recession?

Recessions can be driven by fear as well as by fundamental economic weakness.

In an early July poll, 58% of Americans said they thought the U.S. economy was in a recession, up from 53% in June and 48% in May.1 Yet many economic indicators, notably employment,...

Plan for the Future with a Trust

Trusts are not just for the ultra-wealthy

Since the Middle Ages, Trusts have been used as a means of having a third party take custody of and care for property at the request of another party. When the Romans would prepare to go off to...