NWSB Blog

Your guide for better financial decisions.

Home Equity Loan vs. Line of Credit

Home Equity Loan vs. Line of Credit

Both home equity loans and home equity lines of credit (HELOC) are ways to borrow money from the value you’ve accumulated in your house or property. But there are a few differences in how they...


Father and son on computer

Financial Impact of Major Life Events

A new job, marriage, the birth of a child, divorce, retirement, job loss, unexpected illness, and long-term care needs are all common examples of major life events that require a reassessment of...


Couple looking at renovation blueprints

The Pros and Cons of Using Your Home's Equity

If you’re a homeowner, you likely have some equity built up in your house. Equity is the difference between the market value of your home (or property) and the amount you owe on your mortgage....


Piggy bank floating on a life preserver

Is Debt Consolidation the Right Move for You?

If like many Americans you have debt, you might wonder if a consolidation loan is the right move for you. As a community bank, we’re here to help you understand your options and find the right...


Advantage Rewards Checking Includes Roadside Assistance

7 Advantages of Advantage Rewards Checking

When is a checking account more than a checking account? It’s not a riddle or the start of a joke—it’s an opportunity for you to get more out of your banking relationship.

Your checking...


Retirement Legislation

Important Changes to Your IRA

The Setting Every Community Up for Retirement Enhancement Act of 2019, or SECURE Act, became law on December 20, 2019.  If you haven’t already heard, there is a significant change affecting...


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