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Bring food, cleaning, and household supplies to an NWSB office

NWSB Bank Kicks Off 2022 Fall Season with Food Drive

NWSB Bank is hosting a food drive in Carroll County, MD, from October 1 to 31 in support of...

NWSB Employee Spotlight

Employee Spotlight: Get to know Lisa Monthley

1. What is your NWSB Bank story?

I have been a community banker since 1986. I started my banking career with Carroll County Bank and Trust Company where I worked for 14 years. I started...

Is the U.S. Economy in a Recession?

Recessions can be driven by fear as well as by fundamental economic weakness.

In an early July poll, 58% of Americans said they thought the U.S. economy was in a recession, up from 53% in June and 48% in May.1 Yet many economic indicators, notably employment,...

Plan for the Future with a Trust

Trusts are not just for the ultra-wealthy

Since the Middle Ages, Trusts have been used as a means of having a third party take custody of and care for property at the request of another party. When the Romans would prepare to go off to...

Backpack with school supplies

Back to School Supply Drive 2022

This year's Back to School Supply Drive benefits local families in Carroll County served by The Shepherd’s Staff....

Investment Strategy


A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible...